self-employed mortgages

For those working on a self-employed or contractor basis, securing a mortgage in the current economy of rising interest rates and a cost of living crisis is getting more difficult. However, UK building society Saffron says it is making…

Houses prices are expected to fall in the UK, but when will they recover? Liberal Democrats are calling for a £3 billion Mortgage Protection Fund Polling finds house price fall could cost Conservative party votes at the next…

With the odds of the MPC hiking rates again in an emergency meeting this week shortening after Sterling's all-time low against the Dollar, mortgage brokers offer their market observations. Do mortgage brokers think lenders will…

Buying a property is probably one if not the, largest financial commitment you will make. So, what should you do if you are in the market to buy a swish newbuild property and developers are breathing down your neck to exchange contracts?…

Is the Bank of England’s axing of mortgage affordability ‘utter madness’? Following a consultation, the Bank of England's Financial Policy Committee FPC has decided to withdraw the affordability test Recommendation with effect…

Mortgage lenders including Santander have announced that they are changing their affordability calculations on 6 April, taking into account not just rising energy bills and household expenditure as per the revised ONS data, but also the…

Saffron Building Society, a broker-linked mortgage provider, has launched two 90 per cent loan-to-value mortgages for contractors and the self-employed. The three-year deal is offering a 90% LTV mortgage…

Most sports professionals have short term contracts, which can often mean an onerous mortgage application process. Lloyd Wells Mortgages highlights the challenges and how sports pros, like other self-employed individuals, can boost their…