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Self-employed mortgages and financial products
Mortgage debts higher than 2008 financial crisis
OBR forecasts household debt servicing costs to double from £73bn to a staggering £151bn in 2026 - higher than the 2008/2009 crisis
Typical household to pay £5,350 servicing debts after a string of interest rate rises
Families…
Are index funds a smart option for freelancers?
Index funds could be a popular option for many self-employed people in the UK and US who are looking to invest in their pension. They are a low-cost, diversified way to invest in the stock market. We highlight what to consider
Index…
Income protection v. critical illness cover: What’s the difference and can you ever be denied…
SPECIAL REPORT: HEALTH
We explain the difference between income protection and critical illness coverage so that you can decide whether it is something you need and whether you may find it harder than others to get cover
There are…
Maley: government must “wake up” and support self-employment to beat UK cost of living…
SPECIAL REPORT
Contractor specialists and even some Tory MPs are calling for more government support when it comes to encouraging people into self-employment to make ends meet and boost the economy
Personal finance and property…
Average house in England is now 8.4 times income
The average house price in England is becoming unsustainable. Overstretched buyers will face "rate hell" says personal finance expert as ONS says housing in England has not been affordable since 2017. Is there any good news on the horizon…
Saffron opens up mortgage market to self-employed with just one year’s worth of accounts
For those working on a self-employed or contractor basis, securing a mortgage in the current economy of rising interest rates and a cost of living crisis is getting more difficult. However, UK building society Saffron says it is making…
Chancellor agrees mortgage 12-month grace period: how will it work and will interest rates rise…
Chancellor agrees on new support measures for mortgage holders in new mortgage charter. MSE's Martin Lewis met with Jeremy Hunt to ensure people were getting a deal that was fair and flexible
The Chancellor met the UK's principal…
More estate agents and career shifters turning to self-employment in 2023
Brokerage Just Mortgages has hired 48 new advisers in the first quarter of 2023, a sign that its self-employed division is doing something right. What do you need to do to become a self-employed mortgage adviser or broker?
Since…
New OBR report says house prices to slide
Houses prices are expected to fall in the UK, but when will they recover?
Liberal Democrats are calling for a £3 billion Mortgage Protection Fund
Polling finds house price fall could cost Conservative party votes at the next…
Freelancers moving in with their partners could carry more risk
When you are a freelancer you'll probably have to talk about money earlier in your relationship
Hate talking about money when you're all loved up? Well, if you love the person you are with and you have built a freelance business, the…