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Self-employed mortgages and financial products
Contractors looking to buy a new home or switch mortgages need to spot these red flags
Photo by Ravi Kant from Pexels
A spike in conditional selling, whereby estate agents pressure and insinuate that buyers will have a better chance of landing a property from a vendor if they are "financially verified" in-house, means!-->!-->!-->…
Freelancers: the “real life” Teachers that schools need
Many schools and colleges would like to increase their financial and career education efforts but they are hindered by a busy timetable, curriculum and a lack of skills and knowledge. That's according to the Money and Pension Service's!-->…
How much could a cyber-attack cost a freelancer?
Cyber-crime continues to be a major concern for freelancers and small business owners with as many as 51% falling victim to a cyber security breach. How much could one cost you?
In a survey that polled 1000 respondents, self-employment!-->!-->!-->…
Ditch the degree: 46% of graduates say start a business instead. But do business owners agree?
A new study has explored whether students, past and present, consider a degree to hold the prestige it once did in business - or whether entrepreneurial spirit can get you just as far. Or is there a happy medium? Freelancers, business!-->…
90% LTV mortgage for contractors and self-employed
Saffron Building Society, a broker-linked mortgage provider, has launched two 90 per cent loan-to-value mortgages for contractors and the self-employed.
The three-year deal is offering a 90% LTV mortgage!-->!-->!-->…
Inside IR35: How do contractors work out their income to apply for a mortgage if their tax status…
Despite over a quarter (27%) of self-employed renters now seeking to improve their credit to boost their home buying chances, 14% say their credit score has been negatively impacted due to the pandemic,!-->…
Self-employed Mortgages: How to best prepare
The number one reason for a mortgage application rejection for the self-employed was being self-employed, with a third (32%) citing this as a reason for rejection, according to a new study.
Research from Aldermore Bank!-->!-->!-->…
IR35: All IT contractors deemed “employed” under Halifax mortgage criteria; Plus Expert…
Expert Application Tips For Contractors
New self-employed pension app Penfold sets your pension plan up in five minutes
A new self-employed pension app called Penfold could have you saving for your pension and reducing your tax bill in a matter of minutes.
Penfold was founded by CEO Pete Hykin, who was self-employed for two years without a pension. Hykin!-->!-->!-->…
Is buying professional indemnity cover on a price comparison site always a good idea?
Price comparison websites give quick results, but did you know that they tend to exclude whole sections of the professional indemnity insurance market? A business broker offers a PI policy checklist to help you in your search
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